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Buy Smart in Denver’s Frozen Market

Denver’s market isn’t hot - it’s frozen.
Rates are high. Inventory is scarce. Buyers who adapt are still moving every month.
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Worker with Ladder
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What Works Now (No Myths. No Gimmicks.)

We help Denver buyers cut through the noise and win in a tough market - by focusing on strategies that actually work today, not myths.

  • You don’t need to wait years for rates to fall.

  • You don’t need 20% down.

  • You have the leverage (Homes are sitting)

20+ years in Denver real estate.

We've helped hundreds of families navigate good markets, bad markets, and everything in between.

1

Negotiations

“Closed in Central Park with negotiated credits that made the payment work.”

— Maria & Evan

2

Buy Down

“Highlands purchase with a 2-1 buydown - saved >$500/mo year one.”

— K. Johnson

3

Seller Concessions

“Wash Park home with seller-paid repairs and flexible timing.” — The Parkers

Buyer Strategy Matrix:
4 Real Paths in Denver

Instead of chasing “secret listings,” we tailor one of these four proven routes:
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Negotiated Credits & Buydowns

Make the payment work now; refinance later if/when rates drop.
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Builder Incentives & Inventory

Leverage new-build promos (e.g., closing costs, rate buydowns).
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Assumable Low-Rate Mortgages

In rare cases, step into the seller’s sub-3% loan.
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Select Resale Homes Priced to Sell

Target listings with leverage (DOM, seasonality, condition).
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How We Get You from
“Stuck” to “Keys”

1.) Analyze Your Path:

Budget, goals, timing → pick your best route.

2.) Locate Leverage:
Credits, incentives, assumptions, or price strategy.

3.) Structure the Deal:

Terms that make ownership possible now.

Is this for you...

You’ll love this if…

  • You’ve lost confidence in the market.

  • You’re unsure if buying is possible now.

  • You want a clear plan and real options.

It’s not a fit if……

  • You want off-market “magic lists.”

  • You insist on steals in A+ locations.

  • You’re not ready to discuss numbers.

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Book Your Buyer Strategy Call

Walk away knowing which of the four buyer paths

is open for you right now in Denver.

Thanks for submitting!

Central Park Realtor

© 2025 by The Neir Team

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